Credit crunch: web round-up

Lots of credit crunch stories in the media - here's a selection to make you think:

• Christianity and the credit crunch
• We could save a fortune by living in hotels
• Oxford lecture on credit crunch tops iTunes chart
• How do you live without a bank account?

Perhaps you want to emulate the Prime Minister with his reputation for prudence and frugality - is it his Scottish genes? Why not learn from the new World Porridge Making Champion or tartan yourself up?